Allocation of Loss
Our experts provide analysis to clients pursuing or defending insurance coverage claims for environmental, mass tort, and other product liabilities.
Gnarus experts can assist with claim management including complete claim administration, database design and implementation, quantitative reporting functions, and development of complete strategic claim management framework development.
Expected & Intended Analysis
A key issue in insurance recovery cases is whether a company “expected or intended” to cause environmental harm with its practices. This determination requires evaluating whether a company operated under the standard-of-care at the time the policy was in place.
Historical Policy Erosion Review
Presenting claims for insurance coverage – whether at trial or in settlement discussions – often includes issues relating to historical policy erosions. Gnarus experts are experienced at reviewing loss runs and other evidence of policy erosions and determining their accuracy and reliability including the use of established sampling methods to cost-effectively present evidence at trial.
Gnarus' efforts can often locate policies or other evidence of coverage to place a policyholder in a stronger position to make use of their insurance asset.
Gnarus combines economic analysis with scientific and technical expertise to provide clients with multidimensional support on issues relating to environmental, tort, product liability, business interruption, property value diminution and other claims. Our resources include advanced epidemiological models of asbestos disease and independent research into underlying data and trends.
Statistical Analysis of Claims Data
Gnarus experts have conducted samples to evaluate existing claimant and payment data and claims handling procedures for internal management, as well as for litigation and settlement with insurance carriers and other parties which may share liability.